If you don’t have a HSBC online savings account, now is a great time to open one. They are having a promotional savings rate of 6.00% APY on any new money you transfer into your account until April 30th.

It only takes $1 to open the account and there are no monthly fees or maintenance fees.

Go here to open a new account.

I have both an ING Direct account and and a HSBC account and I am happy with both. HSBC has generally had higher interest rates these past few years, so most of my money has been with HSBC. One thing great about HSBC is that they will provide you with an ATM card. Since HSBC ATM’s can be found all over the world, its great to have when traveling internationally.

If you want to help start your kids in getting in the habit of saving, then open up this savings account for them over at Affinity Bank. 10% annual percentage yield for up to a balance of $500. Kids up to age 16 qualify. More information at the Bank Deals Blog.